Risk response planning

Whole Foods should always be prepared to respond to risks, even if they appear as emergencies. All resources required in dealing with risks should be available in advance. This will help in reducing the total time taken to mitigate the risk.
Risk tracking
Explanation of risk register
A risk register is a table that is used in risk management whereby all the identified qualities or attributes of an established risk are filled. The methods to be used to mitigate the risk are also recorded in the risk register.
Presentation of a risk register
An example of an effective risk register to be incorporated in Whole Foods is as shown below: (Kim, et al. 2015).
Category Risk Probability
(0-1) Impact
(1-10) Mitigation Risk Assessment
Commercial The expiry of perishable goods 0.8 5 Using the best preservative measures. High
Commercial Failure to receive enough customers 1 year after establishment 0.6 7 Using the right marketing strategies such as the incorporation of social media. Low
Commercial High transportation costs exceeding revenue. 0.3 5 Using the most cost effective transportation means. Medium
People Loosing employees in Mexico due to low wages and high risks, 0.65 7 Paying and compensating employees effectively. High
Technical Delayed payments due to poor communication tools. 0.4 5 Ensuring that the best communication equipment are put in place. High
QUESTION
What level of health insurance should be provided for preventable disease conditions, to provide a financial incentive for employees to change their behaviors and help prevent chronic disease and illness from occurring in the first place?
Would it be fair if obese employees with healthy lifestyles paid the same insurance premiums as other employees with healthy weights and lifestyles? Similarly, should well-treated but chronically ill employees with healthy lifestyles pay lower health insurance premiums than healthy employees who choose to smoke, who are overweight or obese, or medically non-adherent?
Everybody has habits that are not good for them. Why is it fair to single out smokers, the overweight and obese, and employees who fail to take their medications as prescribed?
Having an unusually high number of children is a lifestyle choice resulting in higher health care costs for employers. Would an employment policy that charged employee-parents just as much as smokers and obese employees be ethical? Why should the number of children involve the same ethical considerations as smokers or obese people?
Is it an ethical obligation for employers to subsidize any of the costs associated with child bearing or the health care of children generally? Is it ethical for employers to provide hidden subsidizes to families with an unusually high number of children through their disproportionate allocation of health care costs?